SACO & BIDDEFORD SAVINGS ELEVATE YOUR SAVINGS WITH A GREATER RATE. For a limited time only! 18 Month CD 60 Month CD 0.50% Annual Precentage Yield 1.06% APY* With a One-Time "Bump-up" Feature!" If we offer a higher interest rate on an 18 Month CD during the term of your CD, you have a one-time option to increase your rate to match the newest rate without a penalty** *A $500 minimum deposit is required to open a CD. The Annual Percentage Yield (APY) is effective as of Thursday, January 13th, 2022. Rates subject to change without notice. Other terms and rates available. Fees may reduce earnings. Early withdrawal penalties apply. *The one-time option can be communicated by phone, in writing or in person by any of the owner(s) of the CD. Executing a rate bump will not extend your Certificate's maturity date, and the APY is effective for the remainder of the CD term. You are permitted to have only one interest rate increase (bump up) for the initial term. Subsequent renewals of this Certificate will not have this feature. Member FDIC SACO & BIDDEFORD SAVINGS ELEVATE YOUR SAVINGS WITH A GREATER RATE. For a limited time only! 18 Month CD 60 Month CD 0.50% Annual Precentage Yield 1.06% APY* With a One-Time "Bump-up" Feature!" If we offer a higher interest rate on an 18 Month CD during the term of your CD, you have a one-time option to increase your rate to match the newest rate without a penalty** *A $500 minimum deposit is required to open a CD. The Annual Percentage Yield (APY) is effective as of Thursday, January 13th, 2022. Rates subject to change without notice. Other terms and rates available. Fees may reduce earnings. Early withdrawal penalties apply. *The one-time option can be communicated by phone, in writing or in person by any of the owner(s) of the CD. Executing a rate bump will not extend your Certificate's maturity date, and the APY is effective for the remainder of the CD term. You are permitted to have only one interest rate increase (bump up) for the initial term. Subsequent renewals of this Certificate will not have this feature. Member FDIC